Built like a game
Progress through 7 levels, earn badges, and track your journey. Every level you complete is a real step forward in your financial life.
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- an Inc 5000 Fastest Growing Company 5 years in a row!Free Financial Literacy Program
The financial education you were never given, until now.
Level Up is Novae's free 7-level financial literacy course. Short videos, real knowledge, zero jargon. Built for people ready to take control of their money, and for anyone who just needs a financial refresher.
- 7 levels, short video lessons
- Game Plans, quizzes and badges
- 100% free, start today
Watch: what Level Up is and how it works
7Levels
100+Short videos
100%Free
5Characters
Why it works
Financial literacy that actually meets you where you are.
Most financial education talks at you. Level Up is different. It starts with who you are right now and builds from there.
Short, powerful videos
60 to 90 seconds each. Designed for real life, not marathon study sessions. Learn one concept at a time, when you have time.
Game Plans you can use
Every topic comes with a Game Plan, a clear and practical companion that helps you apply what you just learned to your own situation.
No shame. No judgment.
Built for people who were never taught this. Whether you're starting from zero or leveling up a solid foundation, you belong here.
The curriculum
Everything they never taught you, finally in one place.
Each level builds on the last. Complete them in order and watch your financial knowledge grow with every step.
Level 1
Know Your Money
Banking, budgeting, reducing expenses, and saving with purpose.
Level 2
Know Your Goals
Money personality, SMART goals, net worth, and your financial roadmap.
Level 3
Know Your Credit
Credit scores, reports, FICO vs. VantageScore, credit cards, and debt strategy.
Level 4
Know The Game
Inflation, taxes, insurance, protecting your identity, scams, and contracts.
Level 5
Know The Cost
True cost of debt, compound growth, buying a car, and housing decisions.
Level 6
Know Your Money's Potential
Investing basics, retirement accounts, careers, and total compensation.
Level 7
Know Your Next Move
Your personal action plan, generational wealth, and the Novae community.
Build your character
Every journey starts with knowing where you are.
Before you start Level Up, you take a quick quiz that reveals your financial character. No wrong answers, just an honest starting point.
The Survivor
Focused on getting through each month
The Warrior
Fighting hard, ready for a real strategy
The Dreamer
Big goals that need a real plan
The Builder
Building momentum, ready to go further
The Investor
Has savings, has invested, or is ready to put money to work
What you get
Everything included, at no cost.
- 7 levels of real financial education
- 100+ short videos, 60 to 90 seconds each
- Game Plans, quizzes, and badges for every level
- Find out your financial character
- Access to the Novae community
- 100% free, no catch, no cost to complete levels
Financial literacy isn't a privilege. It's a right.
Novae built Level Up for communities financial institutions have historically underserved. It is for those who were never given the education they deserved, and for anyone for whom money has always felt overwhelming or out of reach. This course exists because when people understand their money, their lives change.
Enroll freeCommon questions
Everything you need to know.
Is Level Up really free?
Yes, completely. All 7 levels, all the videos, all the Game Plans and quizzes. No credit card, no hidden fees, no catch. Novae built this to be accessible to everyone.
Who is this course for?
Anyone who wants to understand their money better, whether you're starting from zero, dealing with debt, building savings, or looking to invest.
How long does it take?
Each video is 60 to 90 seconds long, designed for real life. You can go at your own pace and fit it into whatever schedule you have.
Do I need any prior financial knowledge?
None at all. Level Up starts from the very beginning and builds from there. No jargon, no assumptions about what you already know.
What is Novae?
Novae is a fintech company that provides greater access to credit, capital, and entrepreneurship for consumers and small businesses nationwide, with a particular interest in empowering underserved communities and driving financial inclusion. Founded in 2014, Novae serves clients across all 50 states, including Puerto Rico. Learn more at NovaeMoney.com.